Toledo vs. UMass prediction: Why Massachusetts is favored to win men's college basketball matchup [1/20/2026]

UMass and Toledo are scheduled to meet in men's college basketball action at William D. Mullins Center on Tuesday, with tipoff at 6:00 PM ET.

Based on the latest simulations, Dimers' proven college basketball model projects Massachusetts as the most likely winner of the Toledo vs. UMass game.

This article offers a closer look at Tuesday's matchup, including an expanded look at the predicted score, best bets and picks.

Toledo vs. UMass prediction: Who will win and cover?

Using innovative machine learning and data, we have simulated the result of Tuesday's NCAA basketball game between Toledo and UMass 10,000 times as part of our men's college basketball predictions coverage.

Our famous predictive model currently gives Massachusetts a 57% chance of beating Toledo. Our predicted final score has Massachusetts winning 80-78.

According to our model, Toledo (+2.5) has a 56% chance of covering the spread, while the over/under total of 163.5 points has a 53% chance of staying under.

Toledo vs. UMass odds

We have sourced the best men's college basketball odds in America for this game, which are listed here:

All odds are correct at the time of publication and are subject to change.

Toledo vs. UMass picks and best bet

After matching our predictions against the best available odds, we can reveal our picks for each of the major markets. Plus, find our best bet for the game below: