Northern Colorado vs. Montana prediction: Why Montana is favored to win in college football Week 5 [2026]

Using powerful machine learning and data, we have re-simulated the outcome of Northern Colorado vs. Montana, forming part of our college football predictions coverage.

Our famous predictive model currently gives Montana a 95.0% chance of defeating Northern Colorado. Our predicted final score has Montana winning 40-18. According to our model, the oddsmakers have got it right, and Northern Colorado and Montana each have a 50% chance of covering the spread, while the 58.5-point over/under also has an equal 50-50 chance of hitting.

Latest betting odds

We have researched the best college football odds in America for this game, which are listed here:

• Spread: Northern Colorado +21.5 (-112) / Montana -21.5 (-108)
• Moneyline: Northern Colorado +1100, Montana -1820
• Total: Over/Under 58.5 (-109/-111)

All odds are correct at the time of publication and are subject to change.

Model picks and best bet

After matching our probabilities against the best current odds, we can reveal our picks for each of the major markets in this matchup. Plus, find our best bet for the game below:

• Spread: Montana -21.5 @ -108 via Caesars
• Moneyline: Montana @ -1820 via DraftKings
• Total: Over 58.5 @ -109 via Caesars

According to our college football best bets, the top play to make on this game is Montana to win.

These picks are based on our probabilities matched against the implied probabilities from the current available odds.

Game info & kickoff details

Saturday's college football matchup between Montana and Northern Colorado at Washington-Grizzly Stadium is scheduled to commence at 4:00 PM ET.

• Who: Northern Colorado vs. Montana
• Date: Saturday, October 3, 2026
• Time: 4:00 PM ET/1:00PM PT
• Venue: Washington-Grizzly Stadium

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Conclusion

We predict Montana, with a 95.0% win probability, will likely beat Northern Colorado in Saturday's college football matchup.

Additional tools and information for betting safely can be found in our Responsible Gambling hub.

This article's predictions and probabilities are generated by Dimers' proprietary College Football prediction model. Our editorial team reviews the resulting content for accuracy and presentation before publication.